How to Make an Online Bajaj Finance Card: In today’s digital era, it is very important to use financial tools. Bajaj Finance EMI card is one such important tool that gives you the option to shop on interest-free EMI. In this post, we will know how you can make Bajaj Finance EMI card online, what are its benefits, and what are the steps to use it.
What is Bajaj Finance EMI Card?
Bajaj Finance EMI card is a special card that you can use for shopping without paying the entire money in one go. With this card, you get the option of EMI at 0% interest, which helps you in making your expenses manageable. You can use this card on both online and offline platforms.
Benefits of making an online Bajaj Finance card
Bajaj Finance EMI card has some important benefits:
- No Cost EMI: With this card, you can buy products on EMI without any interest.
- Wide Network: You can use this card in 1.2 lakh+ stores which are in Bajaj’s network.
- Pre-approved Loan: You get a pre-approved limit which you can use immediately.
- Flexible Tenure: You can choose your repayment tenure from 3 months to 24 months.
How to make Bajaj Finance EMI Card online – Step-by-Step Process
If you want to get Bajaj Finance EMI card online, then follow these simple steps:
Step 1: First of all, go to the official website of Bajaj Finserv.
Step 2: On the website, you will get the option of ‘EMI Network Card’. Open this section and click on “Apply Now” there.
Step 3: You have to enter your registered mobile number which is linked with Bajaj Finserv. After entering the number, an OTP will come on your mobile. After entering the OTP, you can go to the next process.
Step 4: You have to upload your KYC (Know Your Customer) documents, such as Aadhaar Card, PAN Card, and a recent passport-size photo. This step is mandatory as Bajaj Finserv needs to confirm your identity and address.
Step 5: There is a nominal fee for Bajaj Finance EMI card which you need to pay as payment. Payment can be made using online methods like debit card, credit card or net banking.
Step 6: After payment and verification, your Bajaj Finance EMI card will be activated. You will receive a digital EMI card which you can view in the Bajaj Finserv Wallet app.
Eligibility Criteria – Who can get Bajaj Finance EMI Card?
If you want to apply for Bajaj Finance EMI card online, then you will have to fulfill these conditions:
Age: Your age should be between 21 to 60 years.
Income: You should have a regular income source.
KYC: You should have Aadhaar and PAN Card, and their verification should be complete.
CIBIL Score: Your CIBIL score is also checked. It is important to have a good score.
How to use Bajaj Finance EMI Card?
It is very simple to use Bajaj Finance EMI card. Whenever you buy a product from a partner store or website, you have to choose Bajaj EMI option at the time of payment. There you can complete the payment process by entering your EMI card details. You can also avail EMI option at offline stores by showing your EMI card.
Conclusion
Bajaj Finance EMI card is a very helpful financial tool that allows you to convert large purchases into easy EMIs. If you want to do big shopping or buy gadgets, electronics, or furniture, then Bajaj Finance EMI card is the best option for you. Applying online is also very easy and you can make your card in just a few steps.